2008/2009 HUD Low Income Homes
Submitted by Kim Kumpf

Congratulations!!! Please welcome the 4 new families in Wee Wun:

Nigel & Albie Lawrence
Misty and Isreal Castaneda-Ortiz
Chris & Shannon Puckett
William & Autumn Werbelo

“New” HUD Obama Stimulus Funds 2009 & 2010
We were awarded funds to build 6 more homes at Wee Wun, and a Playground. We were awarded funds to build 1 elders family home, 1 Elders duplex, rehabilitating the Elders community lodge, and adding in street lights and sidewalks in the Elders complex. If you have not updated your application for the 2009 year, to be eligible for this next round of homes, I encourage you to get them in soon.

If you’re unsure if your application is complete for 2009 please give us a call. We have a few applications
that are incomplete and have quite a bit that have not been updated for a year or longer.

NOTE: Housing applications MUST be updated each calendar year to calculate and update your points and eligibility for low income housing. It’s up to you to be diligent to update yourapplication each year. Your original application date always stays the same, but your update determines if you’re eligible for the new homes each year as we build them.

Down Payment Assistance

Each year the Tribal Council sets aside $10,000 for 10 people totaling $100,000 to use as down payment assistance to:

1. Purchase an existing home in Kitsap County
2. Build a home in Kitsap County
3. Purchase a Manufactured Home in Kitsap County
4. To Re-finance your home in Kitsap County

NOTE: You must complete financial approval through a conventional bank or Credit unions based on your credit, income, and complete a Down Payment Assistance application with all the documents completed and submitted to the Suquamish Housing Program.

Congratulations to these new home Owners who have used our Down Payment Assistance program:

Irene & Shawn Carper
Jennifer & Brady Hess
Bryan & Julia Gladstone
Ignacio (Junior) Santos
Bill Webber
Wade Williams

WOULD YOU LIKE A HOME? BUT...

1. I make too much to qualify for a low income tribal home
2. I’m not sure how to go about getting a conventional bank or credit union loan.
3. I don’t know if I have the credit to buy a home
4. I don’t have credit or my credit is bad. I don’t know where to begin to see if I can buy a home on my own.

DID YOU KNOW?

1. Every time you apply for a credit card and are rejected it’s a negative hit on your credit
2. You should review your credit history before you begin to apply for any kind of credit
3. There are ways to clean up your credit, but ultimately you need time and positive payment history to make your score go up.
4. Creating a budget and following it can get you closer to a new home purchase. These days RENT is higher than a monthly payment on a home.

To purchase a home we want to review the credit report first to see if your credit is well enough to go through for funding prior to applying to any financial institutions. Call Kim for more information 360-394-8419.